Entries by Gary Dek

Best Car Insurance Companies

Finding the best car insurance companies isn’t only about who offers the cheapest quotes or biggest discounts – you have to compare policy coverage, customer service, claims processing, financial stability, and billing and payment flexibility. Just remember that the cheapest isn’t necessarily the best, and the top car insurance companies know how to provide their customers […]

Average Car Insurance Rates By State

As of 2014, the average cost of car insurance across the United States is approximately $1,503 per year, or about $125 per month. Average car insurance rates vary by state due to many factors, such as state laws and minimum auto insurance requirements, population density, traffic conditions, number of car accidents, healthcare costs, the percentage […]

How To Buy Car Insurance For Teens

Most teens will get their driver’s licenses at some point between 16 and 18, and few parents or families really prepare in advance even though planning can help save on car insurance for teenagers and young drivers. There are several ways to get cheap car insurance for teens, including discounts for young drivers who will […]

How To Compare Car Insurance Quotes

All states have minimum car insurance requirements regarding liability coverage. Some states even require under-insured or uninsured motorist coverage as well as personal injury protection (PIP). Before you buy car insurance, review your state’s car insurance laws and then compare rates, policies and companies online to find the best coverage for your needs. If you […]

Best Car Insurance For Young Adults

Finding the best cheap car insurance for young adults under 25 can take time, but it is certainly a useful investment if you want to avoid overpaying for auto coverage each month. Because insurance rates for young drivers under the age of 25 can vary widely between car insurance companies, comparing quotes online can help […]

Average Car Insurance Rates By Age

Age is one of the most important factors car insurance companies use when calculating car insurance rates. An auto insurance company uses age as an indication of driving experience and accident risk. Generally speaking, the older you get and the more experience you have driving, the less likely you are to get into an accident and submit an […]

Types of Car Insurance Coverage

Auto insurance is mandatory in almost every state in the United States, the District of Columbia and Puerto Rico, with the exception of New Hampshire. Each state and jurisdiction makes its own determination of which types of insurance, options, and policy limits are required to meet their state’s minimum car insurance laws. Most states require […]

Find The Best Car Insurance

To get the best car insurance, you have to know your state minimums. Fortunately, when consumers buy protection online, companies automatically offer options that will fulfill your state’s requirements and laws, all the while giving you options for additional coverage in case you need to add comprehensive, full, roadside assistance, or uninsured motorist coverage. After […]

Car Insurance For College Students

Families looking for cheap car insurance for college students may not be shocked to learn that student drivers are considered the costliest and riskiest group to insure. Our study shows that the average cost of student car insurance for an 18 year old male buying the state minimum coverage on an independent plan is about […]

Car Insurance After An Accident – How to Lower Your Rates

Getting cheap car insurance after an accident can be a challenge, especially if your insurer doesn’t offer “Accident Forgiveness”. If you’re worried about an insurance increase after a car accident, there are a few ways to lower your rates afterwards. Furthermore, we will discuss what you need to do once you’ve been in a car […]