Entries by Gary Dek

I Can’t Afford Car Insurance – What Should I Do?

Auto insurance can be too expensive for some families, to the point that drivers simply feel they need help with their payment or they can’t afford it and won’t be able to pay the bill. Unfortunately, almost every state requires drivers to own coverage, and the consequences of driving without insurance can be very costly. […]

What Happens If You Don’t Pay Your Car Insurance?

If you can’t afford car insurance, you may be wondering what happens if you don’t pay your car insurance. While you may be tempted to not make payment on your insurance bill, letting your coverage lapse can have many consequences, all of which will cost you far more than paying for your policy. For instance, […]

Can Someone Else Drive My Car Under My Insurance?

Does car insurance follow the car or the driver? Can a friend drive my car? Can you drive someone else’s car without insurance? What happens if the car is insured, but the driver is not? And finally, what happens if a friend wrecked my car? These are all questions drivers, families and policyholders have at […]

24-Hour Car Insurance

Here’s what you need to know… 24-hour car insurance is useful if you are buying, renting, or borrowing a car Short-term car insurance can be as little as $10 per day but become expensive if you keep it long-term Not everyone can qualify for one-day car insurance 24-hour car insurance is a type of short […]

DUI Car Insurance – Best Car Insurance After A DUI

Getting cheap DUI car insurance can be a pain. This is because insurance rates after a DUI or DWI always increase substantially and stay high for 3 years, making it difficult for drivers to find affordable coverage from good companies. Furthermore, if you’ve been charged with a DUI, there is also a good chance that […]

Cheap Full Coverage Car Insurance

If you’re considering full coverage insurance, it’s important to know what it is and how much it may cost. Finding cheap full coverage car insurance isn’t impossible. While how much full coverage insurance costs depends on your age, gender, driving history, state, insurance company, and deductible, the average cost of full coverage auto insurance can […]

Cheapest Car Insurance For Teens

Finding the cheapest car insurance for teens can be a challenge – one that can require parents to compare quotes and coverage from multiple companies before settling on the best policy for teen drivers. Most teens will get their driver’s licenses at some point between 16 and 18, and few parents or families really prepare […]

What Happens If You Have A Car Accident Without Insurance?

Driving without insurance is illegal in most states, but you may be wondering what happens if you get in a car accident without insurance. While the penalties for driving a car with no insurance can include a fine, loss of your driver’s license and vehicle registration, and jail time, depending on your state, the consequences […]

High Risk Auto Insurance

Looking for high risk auto insurance? Finding cheap car insurance for high risk drivers can be a challenge if you don’t know where to look. While insurance quotes for drivers with a bad driving record won’t be as low as others who have a clean history, there are still ways to get affordable high risk […]

Best Car Insurance Companies

The best car insurance companies offer cheap rates, good coverage, quality customer service, a fast and thorough claims process, and ultimately get the highest satisfaction scores from drivers. So it’s important that consumers remember that getting the best car insurance isn’t just about which company offers the cheapest quotes or biggest discounts. Drivers have to […]

Average Miles Driven Per Year

What to Know The nation’s average mileage per year is 13,500 miles Males average more miles per year than females There are high-mileage car leases and low-mileage discounts Did you know the best car insurance companies charge rates based on the average miles driven per year? Average annual car mileage can determine how expensive or […]

Very Cheap Car Insurance With No Deposit

Want very cheap car insurance with no deposit? Also known as zero down auto insurance, instant car insurance with no deposit offers you the option to buy coverage by paying monthly premiums instead of making an upfront payment for 6 or 12 months. Fortunately, there are many good car insurance companies that don’t require a […]

Can I insure a car not in my name and that I don’t own?

What to Know Getting car insurance for a car you don’t own can be tricky. Some car insurance policies may not be honored if the named insured differs from the vehicle’s registration. Regulations related to car ownership and car insurance vary from state-to-state. Can someone else insure my financed car? Can I insure a car […]

Do Parking Tickets Affect Insurance?

Parking tickets are annoyances for many, particularly in big cities where parking is scarce, parking signs are confusing and traffic enforcement is everywhere. And while parking tickets can be expensive, the more important question is do parking tickets affect your insurance and go on your record? If you’ve recently gotten a parking ticket, you may […]

How To Compare Car Insurance Quotes

All states have minimum car insurance requirements regarding liability coverage. Some states even require under-insured or uninsured motorist coverage as well as personal injury protection (PIP). Before you buy car insurance, review your state’s car insurance laws and then compare rates, policies and companies online to find the best coverage for your needs. If you […]

Can I Get Car Insurance After An Accident?

If you’ve been in an auto wreck, you may be wondering if you can get insurance after an accident. Buying car insurance after an accident shouldn’t be a pain, but it depends on your age, gender, personal driving history, how much coverage you want to buy, and what rates you’re willing to pay. While an […]

How Much Does Insurance Go Up After A Speeding Ticket?

If you’re wondering how much does insurance go up after a speeding ticket, you’ll be pleasantly surprised to learn that, in most cases, your car insurance rates won’t increase after just one moving traffic violation. Generally, it takes at least two tickets to raise your premiums, and how much your cost of coverage is affected […]

State Minimum Car Insurance

Curious about the minimum car insurance coverage required in your state? Minimum car insurance requirements vary between different states, with each state requiring different levels of mandatory insurance coverage for bodily injury and property damage protection. You should keep in mind that these figures are only minimums; you may need to buy more car insurance coverage depending […]

New Car Insurance Grace Period – Buying Auto Insurance For A New Car

Buying car insurance for a new car can be a tricky situation. While all states require drivers to have some type of auto insurance coverage for their vehicles, you’re probably curious about whether state laws and regulations provide a new car insurance grace period to ease the purchase and transition. However, the truth is that […]

How To Save Money on Car Insurance

Looking for ways to save money on car insurance? In the United States, anyone who drives is required to carry auto insurance coverage, making it all too important to learn how to save money with the cheapest car insurance. Whether it’s comparing online quotes to find cheap rates, cutting extra coverage, or switching to a […]