Curious about the cheapest used cars to insure? Learning which cars have the cheapest insurance is one way to get the lowest premiums. And while your age, gender, and driving history can affect your auto insurance rates, buying one of the least expensive cars to insure is another important way to keep your premiums down and save money.
From the top car makers in the world, such as Honda, Toyota, Ford, GM, Hyundai and Nissan, to sedans, vans, SUVs and trucks, we’ve put together a list of the cheapest old cars to insure. If you’re researching buying a new or used vehicle and want to compare the total cost of ownership before making your purchase, check out these cars with the best insurance rates!
Cheapest Cars To Insure
Here are the cars with the lowest auto insurance rates! Just remember that the average cost of insurance provided below is based on drivers across the United States and your individual premiums will depend on you and your state’s insurance laws and requirements. The only way to know for certain how much your auto insurance will cost is to get instant quotes online and compare companies, policies, and prices.
So after you check out the cheapest SUVs, sedans, vans, and trucks to insure, go ahead and start a quick quote comparison online to see which companies are offering you the best rates!
|Used Make & Model Vehicles||Average Annual Premium Paid|
|Chrysler PT Cruiser||$1,450|
|Dodge Grand Caravan||$1,511|
|Hyundai Santa Fe||$1,512|
|Pontiac Grand Am||$1,515|
|Chrysler Town and Country||$1,560|
|Jeep Grand Cherokee||$1,584|
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How To Find Cars with the Best Insurance Rates
Understanding why some cars are cheaper to insure than others can be an important factor when deciding which types of vehicles to buy. Cars with the lowest insurance rates range from sedans to SUVs, but none of them are luxury or sports cars. There are a few reasons old, used cars get the cheap insurance quotes.
For starters, old cars result in lower payouts and claims. Generally, drivers only buy liability insurance on older vehicles. The difference in cost between liability and full coverage auto insurance is usually substantial, so why pay more for full coverage when you could be saving your money for a new car in the future. This means that insurance companies won’t have to pay for damage to your vehicle in the case of an accident.
Another difference between the most and least expensive cars to insure is that repairs for affordable make and model vehicles are less costly. Replacement parts tend to be inexpensive. Furthermore, in the event you have a really bad collision and your car is totaled, insurance companies have a smaller claim amount to pay out.
Finally, consumers will also notice that most of the cars above are regularly rated the safest vehicles to drive. The Honda Odyssey and CR-V, Toyota RAV4 and Camry, Hyundai Santa Fe and Elantra, and Nissan Altima are cheap to insure because they come equipped with loads of safety features that make them low-risk for companies.
When it comes to purchasing a used vehicle, a top priority should always be keeping your family safe and minimizing injuries in accidents. Fortunately, the side benefit is that these cars get the cheapest rates!
Compare Instant Insurance Quotes For Used Cars
If you’re going used car shopping and want to know how much your insurance will cost, you can always compare quotes online. A quick quote online can help you make a smart purchase and avoid surprises. Just enter your zip code and pick from the top companies in your area. Even if you don’t plan on switching providers, having a competing price from another insurer can be a great way to ask your carrier to lower your rates to match!